Mobile Marketing Basics

I recently spoke to a friend who is killing it in the Mobile Marketing space.

Learning the marketing game is overwhelming. Social media, Blogging, and now the Mobile Marketing trend is thrown into the mix.

Read this article and then watch the video at the end of the post.

Implementing a Mobile Marketing plan into your current marketing strategy really isn’t all that difficult and it’s actually less expensive than you think, but it will take time to set up, monitor and maintain. It can’t be stressed enough that Mobile Marketing is about consistency and commitment. You have to think about what you want to offer your customers, how you want them to react to the offer and what you will do to see it through.

Business is about building relationships and Mobile Marketing fits into this concept perfectly. In order to be successful in offering your customers what they want, you have to first know what they want.

To help you on your way – here are a several steps you can take to begin implementing Mobile Marketing in your business today:

Learn the basics first. You have to crawl before you walk and walk before you run. If you are planning to go this alone and not hire an agency that specializes in this field, you must learn the basics. The Mobile Marketing Association’s Best Practices Document is a good place to start. Unless you are a computer and Internet guru, some of the information may seem over your head when you first start reading. It’s ok – take your time and you’ll catch on.

Case studies are excellent examples. Case Studies help you to see what other businesses are doing in the mobile world. It can also help get your creative juices flowing as far as what you can do in your business.

Walk the walk. Use mobile web frequently. There’s no better way to learn something new than by putting it into practice. Subscribe to as many text messaging campaigns you can find. If you aren’t already on an unlimited data plan, now would be a good time to change that. You have to use the technology if you expect to sell your customers on its benefits.

Determine how you’re going to get your offer out to your customers: text messaging, mobile website, mobile coupons, mobile advertising or some combination of these.

Find companies who can provide you the technological support you’ll need to get your offer out to the masses. You’ll need text messaging companies, mobile website builders, etc., to make it all come together. Or, if you prefer, hire a one-stop shop to handle it all for you.

Never stop learning! Mobile Marketing is a new technology and just like everything else, it will continue to evolve even in its formative days. Learn what you’re competitors are learning – but do it first. Don’t get left behind!

Like it or not, Mobile Marketing IS the wave of the future of the Internet. The yellow pages and other forms of traditional marketing have run their course. It’s now time to embrace the new technology and discover what it can do for you and your business.

Want to see one of the Highest paying Affiliate marketing programs in the World? Check out this FREE Video that shows you how to Cash in on The Mobile Revolution And get $7,532 "Per Month" with less than 100 Customers. Right Here

If you want to get involved in the Real Estate Market...now may be the right time.

You must understand the loans available.

Real estate loan: Understanding the concept

Real estate loan is what a lot of people use to buy their home. Real estate loans have been instrumental in bringing joy to people by making that unaffordable house affordable. Some real estate investors too make use of real estate loans for buying properties. However, real estate loan is not free money and anyone who buys real estate or plans to buy real estate using real estate loan must understand the concept of real estate loan very clearly.

Real estate loan (also known as mortgage) is the money that you borrow from someone (a financial institution i.e. a mortgage lender) for the purpose of buying a property. The real estate loan generally covers a part of your purchase price and the remaining portion has to be paid by you upfront i.e. as down payment. The amount (i.e. the percentage of total purchase price) that you have to pay as down payment is dependent on a number of factors and you can generally reduce it to even 5% by going for mortgage insurance. FHA and VA loans (i.e. mortgage insurances through FHA and VA) reduce the down payment requirement on real estate loan even further. Whatever you borrow from the mortgage lender as real estate loan needs to be paid back to the mortgage lender over a period of time (and, of course, you will also need to pay appropriate interest on that real estate loan). The tenure of your real estate loan and the prevailing market rate will determine the amount of interest you pay for your real estate loan.

Generally, you are required to pay back the real estate loan in the form of monthly installments which are composed of both interest and principal portions of your real estate loan. Also, there are various types of real estate loans e.g. fixed interest rate loans and adjustable interest rate loans. So depending on what type of real estate loan you have gone for, your monthly payments might either remain constant (fixed rate) for the full tenure of the loan or keep getting adjusted periodically (adjustable rate) on the basis of a financial index. Besides that, some other costs are also associated with real estate loans e.g. there are closing costs, inspection costs, attorney fee etc. Also, in case the property needs some repairs, there will be costs associated with that too.

Again, there is stamp duty and other taxes that you need to pay. So, really, you need to understand the concept of real estate loans and the related costs clearly before you actually go for the real estate loan. And understanding these concepts is really not that tough.

 

 

 

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How to Buy a House

Getting Your Financials in OrderShopping for a HomeMaking an OfferFinalizing the Deal

Edited by Wes Platt, Ben Rubenstein, Imperatrix, Jack Herrick and 75 others

For many people, it's the biggest financial transaction they'll ever make. That's why doing it right the first time is so important. Sometimes, buying a house can feel like a dizzying set of rules and regulations. Luckily, armed with the right knowledge and know-how, you can start realizing your homeowner dreams — the fast, easy, effective way.

Strengthen your credit. The higher your FICO score, which ranges from 300 to 850, the better interest rate you'll qualify for. This is extremely important. The difference between a 4.5% interest mortgage and a 5% interest mortgage can mean tens of thousands of dollars over the life of the loan.

  • Get a free copy of your credit report so you can see what the lenders see on your credit history. Pay off credit cards and resolve any credit disputes or delinquencies.

Get pre-approved to get the actual amount you can pay. Apply to several lenders within a two week period so that the inquiries do not damage your credit report. Do this before contacting a real estate agent so you have a firm idea of what you can afford, and you don't accidentally fall in love with a house that you cannot afford.

  • Seller love buyers who get pre-approved. Pre-approved buyers are almost always given the green light by lenders, meaning there's less risk for the deal to get scuttled in the end.
  • Don't accidentally get pre-qualified instead of pre-approved. There's a difference. Pre-approval means that the lender is usually prepared to give you a loan after seeing your financial vitals. Pre-qualified only means that the lender is estimating what you could borrow. It doesn't mean you'll get a loan.[1]

Shop for your mortgage. Wait — why would I shop for a mortgage before deciding on a house? Isn't that totally backward?[2] Not necessarily. Shopping for a mortgage before you decide on a house can be beneficial for one overriding reason:

  • You'll know exactly how much you can borrow before you buy your home. Too many people fall in love with a home that they — well — can't afford. They struggle finding a mortgage that covers the cost of the home. Finding a mortgage first and a home second is decidedly less sexy, but it's twice as smart. You'll immediately be able to tell whether a home is in your price range or out of it.
  • Think about the sort of down-payment you'll be able to afford. This should be part of your mortgage calculations, although you don't need to know for sure when shopping for a mortgage. Have a general idea in mind. More on this later in the article.
  • Find out what ratios lenders are using to determine if you qualify for a loan. "28 and 36" is a commonly used ratio.[3] It means that 28% of your gross income (before you pay taxes) must cover your intended housing expenses (including principal and interest on the mortgage, as well as real estate taxes and insurance). Monthly payments on your outstanding debts, when combined with your housing expenses, must not exceed 36% of your gross income. Find each percentage for your monthly gross income (28% and 36% of $3750 = $1050 and $1350, respectively). Your monthly payments on outstanding debts cannot exceed the difference between the ($300) or else you will not be approved.

If you qualify, check out first-time buyers' programs. These often have much lower down payment requirements. These are offered by various states and local governments. You may also be able to access up to $10,000 from your 401(k) or Roth IRA without penalty. Ask your broker or employer's human resources department for specifics regarding borrowing against those assets.

 

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When people see your profile on Facebook, do they know immediately who you are and what you do?

In this video, you will learn how to promote yourself properly and make it simple for people to connect with you!

For more great training on using Facebook in your marketing, Click Here to join our team!

Make it a great day!

Barb Genest
FaceBook

PS: BREAKING NEWS: Determined to prove that online marketing ventures were a scam

Image(s): FreeDigitalPhotos.net

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When you seek advice from a successful people, do you accept the counsel you are given?

This video will help you understand how you can prevent sabotaging your results…

 

 

Your best thinking has brought you to the results you have now.  When you seek expert counsel, it requires that you put your ego aside, listen and implement the advice you are given from those that have achieved success.

Click Here to join the Prosperity Team.

Make it a great day!

 


Barb Genest
 

PS: BREAKING NEWS: Determined to prove that online marketing ventures were a scam.

Image(s): FreeDigitalPhotos.net

If you gained value from this post be sure to comment and retweet below!

 

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